Before you buy any property, it is important to check the approval of that property on the basis of various documents. It will help you to know whether the property is legal or not. In case of fraudulent activity, you can save your money and time by checking the approval status before buying a property.

Here are a few documents that you must check before purchasing a property in India:

Allotment Letter:

The first document that you must check before buying any residential cheap plots in Lucknow is Allotment Letter. The allotment letter is issued by the Developer or Society to hand over the possession of that particular flat to its new owner. Make sure that the document does not have any ambiguity and all other details regarding possession are clearly mentioned in this document.

Layout plan approval:

The next thing that you should check before purchasing any property is Layout Plan Approval. It is the approval for construction of housing projects by concerned authorities like Development Authority, Town Planning Authority or Competent Authority. Make sure that this document does not have any ambiguity and has been approved by concerned authorities without violating any rules and regulations.

Title deed:

This is an important document that proves ownership of a property. The seller must have this document with him/herself. There should not be any pending cases against a property or any legal dispute involved with it. It is also important that the seller should have an unencumbered title to the property, which means that the seller should not have outstanding dues on the property or any other legal complications regarding it.

Encumbrance certificate:

This document clearly highlights whether there are any financial obligations attached with the property or not. It shows whether there are any charges against it such as mortgage loans, tax liens etc or not. A bank may also ask for this certificate before sanctioning a loan on a particular property as it can affect its eligibility for lending.

Previous transaction documents of the property:

These include the sale deed of the property, previous chain of documents starting from the initial sale deed when the property was sold for the first time by the developer/builder.

Agreement to sale:

Once you finalize on the property and negotiate with the seller on price and other terms, you will get an agreement to sell which will be subject to verification of all the documents related to your property.

Approval plan and sanctioned building plans:

It is important to check whether your builder has obtained full-fledged approvals from all statutory authorities such as municipality corporation, electricity department, etc. before constructing your house. It is advisable not to buy a house if there are any deviations in construction as compared to approved plans and sanctioned building plans.

NOCs:

A No Objection Certificate (NOC) is an official document issued by relevant authorities stating that there are no objections for selling or transferring ownership of a particular government approved plots in Lucknow from one party to another. Such NOCs must be obtained from relevant authorities such as municipality corporations, electricity department, water supply department etc.